Contact Becker & Hebert immediately if your business experienced lost revenue or other negative effects of the COVID-19 pandemic. With over 30 years of experience in Louisiana business law, our attorneys will stand up for you and help recover your business losses.
Representing all Industries
COVID-19 has sent many Louisiana businesses into financial disarray. Whether your business has been affected by a mandatory business closure, shelter-in-place order or other business interruption due to the pandemic, we are here to help save your business from economic distress.
Non-essential businesses forced to close:
We can help you file a claim to recoup your losses if you had a business closure due to shelter-in-place orders.
Non-essential businesses forced to limit operations:
We can help evaluate your options if your business was allowed to stay open for limited operations.
In many cases, there is a tight deadline to submit written notice to your insurer to get the money you deserve. Contact us today to take the first step in recovering your business losses through Lafayette COVID claims.
Your Business, Our Priority
We help Louisiana businesses determine if they have a valid insurance claim for their losses due to the COVID-19 pandemic. Many insurers are unreasonably denying valid claims, but we will defend your business every step of the way to get you the compensation you deserve. No matter your industry, type of loss or the size of your company, we are here to ensure your business survives this pandemic. Two things to keep in mind:
Your Insurance Should Cover Your Losses
Insurance may be a source of assistance to mitigate the financial impact from the COVID-19 crisis. Even if you don’t have specific pandemic coverage, we can help you determine if your commercial property insurance may help cover lost income and expenses using a COVID business closure insurance claim.
Ways Around Virus Exclusions in Your Policy
Many legislative efforts and lawsuits are underway to challenge policies that exclude losses from viruses. We can evaluate your policy and help you navigate these exclusions.
Becker and Hebert – a Louisiana Tradition
Becker & Hebert has spent over 30 years helping Louisiana businesses keep their doors open. We are well versed in evaluating unique insurance plans and advising you on the best route to recoup business losses. As an experienced business law firm, we are skillful, responsive and passionate about helping businesses in our state. Call us or fill out the form on this page today to set up a consultation.
FAQs
I have business interruption coverage, what does that cover?
Business interruption insurance is designed to cover your company’s lost profits and certain continuing expenses following a covered loss.
How do I prove business losses with a business interruption claim?
Proof of lost profits generally requires proof of the profits that would otherwise have been earned. Courts often require that policyholders demonstrate their lost profits to a “reasonable certainty,” but this standard is not necessarily as daunting as it sounds.
I have contingent business interruption coverage, what does that cover?
Contingent business interruption insurance covers loss of earnings and certain continuing expenses resulting from a covered cause of loss to premises of third parties, such as key suppliers or distributors for your products and services.
I have civil authority coverage, what does that cover?
Civil authority coverage covers loss of earnings and certain continuing expenses when a civil authority prohibits access to, ingress to, or egress from your place of business because of a covered cause of loss.
If my insurance has a virus exclusion, does that mean I am not covered?
Not necessarily. There is a lot of legislation and legal action being taken to fight these exclusions. We can help evaluate your plan and help you navigate this issue.
Can I make a claim if my business wasn’t fully shut down?
Yes! If your business was only allowed to operate in a limited capacity, you may be eligible for help through your insurance.
How long do I have to make an insurance claim? What if I don’t have my losses documented yet?
Although the exact time frame varies based on your plan, it is imperative that you take action as soon as possible. Most plans require you “provide prompt notice” for business claims, which can mean you have as little as 60 days. Even if you don’t have your losses fully documented, providing prompt written notice is essential.
COVID-19 is a unique problem for businesses – do you have comparable experience?
Our team of experienced attorneys have advised policyholders with insurance products across many industries, including construction, automotive, utilities, energy, natural resources, healthcare, consumer products, telecommunications and manufacturing. We are uniquely qualified to help your business through this pandemic.
